Basic Money Management Tips from MyMoney.gov

It can be a little headspinning at times to manage your personal finances, with details like bills, pay stubs, W-2s, 401(k)s, and the like making it hard at times to see the big picture. Even so, managing your money doesn't have to be overwhelming, and MyMoney.gov aims to help you see the big picture.

The site's a creation of the Federal Financial Literacy and Education Commission, and works to help further the mission of helping people understand their personal finances. To make the process a little easier, MyMoney.gov breaks its advice down into five basic elements, the "MyMoney Five." Here are the basics:

  1. Earn: Know the details about your pay and benefits, including any withholdings, deductions, taxes, and non-monetary compensation.
  2. Save: Make saving a habit, so you can plan for future expenditures and be prepared for unanticipated expenses.
  3. Protect: Protect yourself by monitoring your credit report, purchasing adequate insurance (including renters' insurance), keeping an emergency fund, and maintaining proper records of your finances.
  4. Spend: Shop wisely! Make a budget, be a comparison shopper, and work to live within your means.
  5. Borrow: Be wise about borrowing, too. Understand details like interest rates, keep track of what you've borrowed, and pay your bills on time.

You can learn much more about the MyMoney Five at mymoney.gov.

Le Barbecue: A South Austin Barbecue Destination

Described by one fan as "The Mount Olympus of Barbecue" Le Barbecue is South Austin destination for delightful BBQ!

Super-friendly staff, great outdoor seating, live music on weekends and some of the juiciest, most succulent barbeque around, is why people wait in line to chow down here. Brisket, Beef Ribs, Pork Ribs, Pulled Pork, Turkey and House-Made Sausage are what’s cooking, ordered by the pound, as a plate or on a sandwich. A favorite sandwich is the El Sancho with a big pile of pulled pork or chopped brisket, sausage and red onion slaw. Order it ‘loco style’ with all three meats. Yummy sides include Potato Salad, Chipotle Slaw and Pinto Beans.

Le Barbecue is open Wednesdays through Sundays for lunch and dinner.

Le Barbecue
1502 S. 1st Street
Austin, TX 78704
(512) 605-9696
http://labarbecue.com/
http://www.yelp.com/biz/la-barbecue-austin

5 Ways to Cut 100 Calories

Deciding to go on a diet can be a big commitment. All of a sudden you have to exhibit self-control over all the temptations you encounter. Say goodbye to those office donuts. Instead of forcing yourself to change the way you eat, which can be nearly impossible, make small, healthier choices throughout the day, and watch the pounds melt away. You'd be surprised how just swapping one food for another can cut up to 100 calories without sacrificing taste.

Watch Your Beverages
Our drinks have a sneaky tendency to add hundreds of calories a day to our diet. That regular soda you drink with lunch and dinner adds up. Try cutting down your soda intake. Swap your soda with a glass of sparkling water. Instead of drinking a full glass of orange juice in the morning, cut it down to half a glass or switch your regular orange juice to one with half the sugar. Switch your milk from whole milk to 2% or skim, and use less cream and sugar in your coffee.

Drink Water
Speaking of water, drink more of it. If you take the time to drink a six to eight ounce glass of water before lunch and dinner, you'll find yourself eating less at meals. The water takes up space in your stomach, so you'll feel fuller longer, and you'll automatically reduce the amount you eat, and the calories you take in.

Control Your Condiments
Those dipping sauces and dressings can be adding a lot of unnecessary calories to your day. Instead of using ketchup or mayo switch to mustard, or go half and half. That way you'll still get the taste, but with less calories. Instead of pouring ranch all over your salad ask for dressing on the side, or go with a lighter option like oil and vinegar. Opt for hummus and salsa instead of heavy dips like spinach and artichoke.

Monitor Your Portions
We've all heard that the portion sizes in America have grown tremendously over the years. Well, it's true, and remember, you don't have to eat everything on your plate! Be more conscious of the amount of food you're eating, and try only eating half of your bagel in the morning. Cut your sandwich in half — eat the first half, and then check in with your body. Are you still starving? Probably not. Save the other half for your next meal. You'll save money and calories.

Don't Super Size
Fast food is convenient. When you're always on the go, it's hard to find the time to cook a meal. You don't have to eliminate the drive thru from your life just make better choices. Go for a regular cheeseburger instead of a quarter pounder. Better yet, choose a grilled chicken sandwich. Skip the large fountain soda for a small or a bottle of water. Just these small changes can have big results over time!

Austin Nature and Science Center: Expand Your Mind

Situated on the western boundary of Zilker Park, the Austin Nature and Science Center offers a fun opportunity to delve into the fascinating natural world. The wild animal exhibits feature a variety of animals that have been orphaned or injured and can no longer live in the wild, like owls, hawks and other raptors, as well as reptiles and mammals. The Dino Pit is always a hit with kids, allowing them to become miniature paleontologists while digging for bones in a giant sand pit that’s outfitted with shovels, rakes and buckets. The butterfly exhibit lets you view the beautiful flutterers in a lovely habitat. The center offers a variety of programs for kids, adults and families. They also run kid’s camps during school breaks.

Open every day with free admission.

Austin Nature and Science Center
301 Nature Center Drive
Austin, TX 78746
(512) 974-3888
http://www.yelp.com/biz/austin-nature-and-science-center-austin-2

Lick Ice Creams: Frozen Treats in South Austin

Seeking a sweet, frozen treat in South Austin? One top pick might be Lick Ice Creams. Go there to sample of few of their innovative flavors, before you choose a couple that will satisfy your sweet tooth. Their flavors are based on what’s fresh and local and all of their milk and cream is sourced from nearby dairies. They love to mix tastes in unique ways, combining fruits, herbs and even vegetables in the mix. In summertime you’ll find flavors like Blackberry, Lime & Basil, Mexican Marigold & Blueberry Swirl, Strawberry Basil, Lemon Lavender, and Honeyed Peaches with Rosemary. Year-round flavors include Fresh Mint & Chocolate, Hill Country Honey & Vanilla Bean, Caramel Salt Lick, Goat Cheese, Thyme & Honey and Roasted Beets & Fresh Mint. Open every day.

Lick Ice Creams
2032 S. Lamar
Austin, TX 78704
(512) 363-5622
http://www.ilikelick.com/
http://www.yelp.com/biz/lick-ice-creams-austin

5 Must-See Documentaries That Will Leave You In Awe

Though it's fun to escape into the fictional world of Hollywood movies, sometimes it's equally exciting to explore the real life tales that are the subjects of intriguing documentaries. Here are five destined to dazzle viewers:

Six O'Clock News
Filmmaker Ross McElwee explores the stories behind the headlines in this understated yet powerful film. Throughout it, McElwee interweaves events from his own life with closer looks into stories he's seen on the evening news.

Grey Gardens
This film is a quirky portrait of two of Jackie O’s distant relatives that are living in Hamptons squalor. The Maysles Brothers, who produced this documentary, are legends of their craft.

Man On Wire
This film chronicles the world’s greatest tightrope artist, Phillipe Petit, and his death-defying stunts. Petit is an unforgettable protagonist who will enthrall you every step of the way.

Gates Of Heaven
Director Errol Morris has long been known for this portrayals of interesting characters. In this documentary, the focuses his lens on the somewhat eccentric operators of a pet cemetery.

Hands On A Hard Body
S.R. Bindler’s amazing film about an endurance contest in rural Texas, where ordinary folks stand touching a truck until they pass out in hopes of winning the prize.

Lenoir: Fine Fare in Austin, Texas

This spectacular restaurant is paving the way for a new appreciation of fine cuisine in central Texas, and Austin diners couldn’t be happier. Owners Todd Duplechan and Jessica Maher have a combined 25 years in the restaurant and hospitality business, and they’re putting forward some unique concepts at Lenoir. One of the most usual is the Community Supported Restaurant aspect – by purchasing a “membership,” you obtain discounts and other rewards while helping Lenoir grow. The menu is served prix fixe style, with each course having three or four options. It is a great way to sample the exciting seasonal offerings, with past dishes including a spectacular pork belly soup with mung bean noodles, eggplant and “ham jam,” an excellent sweet potato salad, a satisfying chickpea panisse and a number of very good desserts. Don’t miss the delicious pistachio custard with caramelized phyllo leaves. The wine list is well-curated and pairs well with the top-quality food from the kitchen.

Lenoir
1807 S. 1st Street
Austin, TX 78704
(512) 215-9778
http://www.yelp.com/biz/lenoir-austin

Zilker Park: An Austin Oasis

Zilker Park is a landmark Austin resource, comprising 351 acres and offering a wide assortment of recreational activities. Get out on the hiking and biking trails, or spend a fun few hours paddling a kayak or canoe on Town Lake. Swimmers and sunbathers love Barton Springs Pool with its spring-fed water and expansive grassy lawns. The Zilker Zephyr miniature railroad gives kids and adults a fun way to tour the park. Picnicking and cookouts are encouraged at the park’s picnic areas, some of which can be reserved for special events. Other park amenities include the Zilker Botanical Gardens, the Umlauf Sculpture Garden & Museum and the Austin Nature & Science Center. The Zilker Hillside Theatre plays host to musical concerts and the annual Summer Shakespeare Festival.

Zilker Park
2100 Barton Springs Road
Austin, TX 78746
http://www.yelp.com/biz/zilker-metropolitan-park-austin

Austin Eats Food Tours: Eat Up

What better way to know your town than with an Austin Eats Food Tour? The South Congress Walking Tour takes you to off the beaten path places where you’ll taste some of the flavorful fare that makes the city a primo dining destination. The Best of Austin Van Tour starts at the famed farmer's market, followed by stop-offs at some of the city’s favorite food trucks and restaurants, including a top BBQ eatery. See their website for a complete list of tours and reservation info.

Austin Eats Food Tours
Austin, TX 78704
(512) 963-4545
http://www.yelp.com/biz/austin-eats-food-tours-austin

219 West: Drink With Style

219 West is a fave for their extended happy hour, which offers great deals on drinks and food. Also a plus is their expansive selection of libations and their spacious seating, which includes a front patio, an indoor lounge & dining room and rooftop patio with a primo view of Austin. Prepare to blow away the day’s cares with something yummy like a Blackberry Martini or Mojito and a tasty tapa like Beef Carpaccio, Shallot French Fries, Tilapia Nachos or Creole Crab Dip. If you want to go the entrée route, they’ve got taste pleasers like Teriyaki Ribeye with wasabi mashed potatoes, Chicken Fried Ahi Tuna with sugar snap peas and Lump Crab Stuffed Mushroom with grilled asparagus. Open every day.

219 West
612 W 6th St
Austin, TX 78701
(512) 474-2194
http://www.yelp.com/biz/219-west-austin

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