If you wait all year for the excitement of the Winter Olympic Games, these great websites will give you all of the resources you need to get ready Sochi! With full lists of games, teams, and athletes as well as information about how you can get involved with the games, these sites will be your resource for all things Winter Games.

Sochi 2014
The official website for the 2014 Olympic Games in Sochi, Russi, Sochi2014 is your online resource for Olympics history, this year’s events, Olympics memorabilia, and even purchasing tickets. This website also features an online fan club full of fun downloads, polls, videos and photos.

NBC Olympics
NBCOlympics.com is the online home of the official network of the 2014 Olympic Games. Here you’ll find the top news stories about athletes and teams, statistics to help you make your early predictions, and high-quality videos from all of your favorite winter Olympic sports.

ESPN
The popular sports website features an entire section devoted to Olympics coverage, with in-depth articles discussing goings-on within each country’s team in the months leading up to the games. The ESPN Olympics site also features high-quality photos, headlines for each country's teams, and thoughtful analysis.

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Wishing everyone a happy and healthy 2014!

When discussing investments and personal finance you often hear the term “CDs," but many people don’t know what it means. The FDIC’s website created a detailed list of tips for savers that discusses types of certificates of deposit, and ensures that you understand how they work.

How Certificates of Deposit Work
When you purchase a CD, you agree to deposit a certain amount of money over a specified period of time, and in return your bank pays you interest at regular intervals. After the CD matures, you are able to collect the money you originally invested, plus the interest paid by the bank.

Risks of Certificates of Deposit
Should you need the money in your CD before it’s had time to fully mature, you will have to pay a withdrawal penalty to the bank or forfeit a portion of the interest before redeeming it.

Types of Certificates of Deposit
Today, there are a variety of types of CDs for purchase. The fixed-rate CD is the most common, but there are also other types with less traditional features. Some types offer no penalty for early withdrawals, while others offer variable interest rates.

Where to Buy Certificates of Deposit
The most common way to purchase a CD is through an FDIC-insured bank, but they can also be purchased by using an agent or through a brokerage firm.

If you’re interested in a Certificate of Deposit, check with your bank to discover your options.

Certificates of Deposit: Tips for Savers [FDIC]

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