Whether you’re an experienced investor or you’re considering investing for the first time, we can all learn a few things about making smart investments. These helpful Guiding Principles from the U.S. Securities and Exchange Commission won’t tell you exactly which investments to make, but they will offer you some useful guidelines:

Make a plan.
This principle advises people to consider the things they want to save for in the future – from a car to your children’s college education – and plan to save and invest to meet those costs.

Save and invest for the long term.
The next principle recommends saving and investing for the long term. Because the stock market goes up and down, it is important to put in the time to see the effects of your investment. Don't fret about day-to-day fluctuations of the market.

Investigate before you invest.
It is always a good idea to research any investment before putting money into it, and this principle details a few key ways to make sure that your investment is worthwhile. From calling your state securities regulator to identifying “get rich quick” schemes, this tip can prevent headaches down the line.

Guiding Principles [U.S. Securities and Exchange Commission]

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